The new all-inclusive plansProtection that fits you.The proven protection of beautyprotect complication insurance — now in three clear plans. You choose what you need, we take care of the rest.
 
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up to 500,000 €Sum insured
from 11.90 €monthly premium
From 11.90 €/monthEven the LITE plan covers you comprehensively.
Up to 500,000 €Maximum sum insured in the VIP plan.
Monthly cancellableFlexible after the first contract year.
All OPs includedPast and future procedures insured.
Just the protection you need
Adapted to your needs
Learn about the new beautyprotect. The protection remains the same, but everything becomes simpler and clearer for you. We've put the best of complication insurance into three compact tariffs: LITE, PRO and VIP. In this way, you provide that little extra that your statutory or private health insurance does not cover in the case of cosmetic surgery.
In all tariffs are all past and future operations, regardless of the day of operation, up to an amount of 300,000 EUR and for PRO and VIP additionally private benefits covered up to 30,000 EUR for newly arisen complications. With the VIP tariff, all services included in the PRO tariff are doubled. The insurance can be canceled monthly after the first year and is otherwise renewed on an ongoing basis.
It is still the case that your health insurance company only pays part of the aftercare costs for cosmetic surgery should complications arise. These additional costs or reclaims from your health insurance are covered by your beautyprotect.
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beautyprotect LITE
The solid basic protection
11.90 EUR/ monthly
In the event of complications, you are covered for medically necessary follow-up operations — outpatient and inpatient, including chief physician treatment and single room accommodation.LITE selectWhat is included
✓
Medical Complications300,000 EUR
-
Aesthetic complications
Aesthetic complications are complications that unexpectedly impair aesthetics, such as scar overgrowth, bottoming out, or flip-over.
-
Implant protection
Implant protection helps you if your breast implants are damaged due to an accident, we will pay for them to be replaced.
-
Double the coverage in private clinics
The VIP-Tarif offers a doubling of the Pro plan flat rates, meaning a 100% increase in reimbursement amounts.
✓
Any co-payment or reimbursement claims from your health insurance company
✓
99 operations included
-
Capsular fibrosis (Baker 1-4)
-
Breast cancer
After 24 months of contract duration, we also pay for breast cancer – surgery and implants are covered up to the insurance sum, without additional costs.
-
Private clinic or bill
You can receive treatment in a private clinic and receive flat-rate reimbursements for private bills.
✓
Chief physician and single bed room
✓
Contributions tax deductible
★ Most popular choice
beautyprotect PRO
The extended extra protection
24.90 EUR/ monthly
Additionally covers aesthetic corrections — such as scarring, double bubble or flip-over. Treatment in hospitals and private clinics, private services reimbursed as flat rate.PRO selectWhat is included
✓
Medical Complications300,000 EUR
✓
Aesthetic complications
Aesthetic complications are complications that unexpectedly impair aesthetics, such as scar overgrowth, bottoming out, or flip-over.
✓
Implant protection
Implant protection helps you if your breast implants are damaged due to an accident, we will pay for them to be replaced.
-
Double the coverage in private clinics
The VIP-Tarif offers a doubling of the Pro plan flat rates, meaning a 100% increase in reimbursement amounts.
✓
Any co-payment or reimbursement claims from your health insurance company
✓
99 operations included
✓
Capsular fibrosis (Baker 1-4)
✓
Breast cancer
After 24 months of contract duration, we also pay for breast cancer – surgery and implants are covered up to the insurance sum, without additional costs.
✓
Private clinic or bill
You can receive treatment in a private clinic and receive flat-rate reimbursements for private bills.
30,000 EUR
✓
Chief physician and single bed room
✓
Contributions tax deductible
beautyprotect VIP
Maximum all-round protection
39.90 EUR/ monthly
Doubles all PRO benefits, covers medical and aesthetic procedures and offers the highest flat rates for private services in private clinics.VIP selectWhat is included
✓
Medical Complications500,000 EUR
✓
Aesthetic complications
Aesthetic complications are complications that unexpectedly impair aesthetics, such as scar overgrowth, bottoming out, or flip-over.
✓
Implant protection
Implant protection helps you if your breast implants are damaged due to an accident, we will pay for them to be replaced.
✓
Double the coverage in private clinics
The VIP-Tarif offers a doubling of the Pro plan flat rates, meaning a 100% increase in reimbursement amounts.
✓
Any co-payment or reimbursement claims from your health insurance company
✓
99 operations included
✓
Capsular fibrosis (Baker 1-4)
✓
Breast cancer
After 24 months of contract duration, we also pay for breast cancer – surgery and implants are covered up to the insurance sum, without additional costs.
✓
Private clinic or bill
You can receive treatment in a private clinic and receive flat-rate reimbursements for private bills.
50,000 EUR
✓
Chief physician and single bed room
✓
Contributions tax deductible
Minimum term 12 months, then monthly cancellable — otherwise the insurance renews on an ongoing basis. All contributions are tax deductible.
 
Important documentsGood to know:In the following files you will find all the information on tariffs, options and insurance conditions in detail. Our insurance conditions include an open catalogue of benefits that does not name the complications individually. This means that all possible consequences (e.g. also capsular fibrosis) are always insured.

Product sheet and general conditions

 
 
TariffProduct sheetGeneral conditions
LITE Tariff
PRO Tariff
VIP Tariff
 

Broker Documentation

 Initial information
 quadmed AG broker conditions
 Patient information

Claim instructions

 Claim instructions

Data processing

 Information on Data Processing
 
Good to knowFrequently asked questionsThe most important answers about the LITE, PRO and VIP plans.

What is the difference between LITE, PRO and VIP?

LITE covers medically necessary follow-up operations. PRO adds aesthetic complications, implant protection and private services up to 30,000 €. VIP doubles all PRO benefits, increases the insured sum to 500,000 € and the private services flat rate to 50,000 €.

Are previously performed operations also insured?

 
Yes. All plans cover past and future procedures — regardless of the operation date. This is a clear difference from providers who only cover procedures from the insurance start date.

How long am I committed?

 
The minimum term is twelve months. After that, the insurance can be cancelled monthly and otherwise renews on an ongoing basis — just as you prefer.

What are aesthetic complications?

 
Complications that unexpectedly affect the aesthetics — such as scarring, bottoming-out or flip-over. They are covered in the PRO and VIP plans.

Doesn't my health insurance pay anyway?

 
For cosmetic operations, your health insurance only covers part of the aftercare costs. These additional costs — and possible reclaims from your health insurance — are covered by beautyprotect.

Are the contributions tax deductible?

 
Yes, the contributions to all three plans can generally be claimed for tax purposes.
 
Want to know exactly?Calculate your personal contribution free of charge and without obligation — tailored to your procedure and your chosen options.
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